PROSPECT OF E-BANKING IN BANGLADESH: NEW WAY TO MAKE BANKING ELECTRONIC
Journal Title: Asian Economic and Financial Review - Year 2017, Vol 7, Issue 5
Abstract
Being a developing country E-banking opened up tremendous opportunity to the financial sector and economic development of Bangladesh. This paper studies prospects of e-banking in Bangladesh, considering the performance of Dutch Bangla Bank Ltd. (DBBL) and BRAC Bank Ltd. To evaluate the performance of DBBL and BRAC bank seven trend equations have been tested for different activities of DBBL and BRAC Bank. Among them trend value of number of ATM, recoveries from clients, number of branches, charges from services, income from IT service, card expenses, depreciation on computer equipment and software, other operating expenses, cash carrying charges, net income and EPS are positive in case of both banks during the period of 2008-2015. The square of correlation coefficient (r2) of number of ATM, recoveries from clients, number of branches, income from IT service, card expenses, depreciation on computer equipment and software, other operating expenses, cash carrying charges, net income and EPS is more than 0.5. It indicates the prospect of E-banking in Bangladesh is very bright.
Authors and Affiliations
Farzana Huda*| Senior Lecturer, Department of Business Administration East West University, A/2 Jahirul Islam City, Aftabnagar Dhaka, Bangladesh, Tanbir Ahmed Chowdhury| Dean, Faculty of Business and Economics East West University, Jahirul Islam City, Aftabnagar Dhaka, Bangladesh
Keywords
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