Models and methodologies for credit scoring in personal banking: A literature review
Journal Title: Revista CEA - Year 2017, Vol 3, Issue 5
Abstract
This paper provides a literature review on risk scoring models for credit granting in personal banking. The methods by Abdou & Pointon (2011), Glennon, Kiefer, Larson, & Choi (2008), and Saavedra-García (2010) are considered. The aim is to create a sorting scheme to explain the multiple mathematical and econometrical models used for credit scoring and to produce an up-to-date list supported by scholars and experts in the field.
Authors and Affiliations
David Esteban RodrIguez-Guevara, Jairo Alfonso Becerra-Arévalo, Daniel Cardona-Valencia
Keywords
Related Articles
- EP ID EP276257
- DOI -
- Views 275
- Downloads 0
Organizational Learning (OL) and business performance adoptingthe approach of dynamic learning capabilities
This work aims at presenting a reflection on the relationship between organizational learning and performance adopting the approach of dynamic learning capabilities. It considers different typologies that have been p...
Model of planned behavior for the promotion of responsible tourism: case Villa de Leyva – Boyacá – Colombia
Tourist behavior in destinations is a relevant factor in tourism planning and territorial management, seeking to generate economic development processes aligned with environmental, social and cultural sustainability. How...
Productivity-Based Decision Making in Manufacturing SMEs: A Fuzzy Logic Approach
One of the challenges that small- and medium-sized enterprises (SMEs) face is knowing when to make the necessary organizational changes and the appropriate decisions that will not affect their level of productivity. Iden...
Encouragement Policies and Productivity Indicators for Colombian SMEs Using Data Envelopment Analysis and Malmquist Indexes
Purpose: This study aimed to characterize the performance of Colombian Micro, Small, and Medium-sized Enterprises (MSMEs) in recent years, along with the legal framework and central public policies governing and promotin...
Design and Evaluation of an Instrument to Measure Internet use During the COVID-19 Era
In the context of the pandemic caused by the new SARS-CoV-2 coronavirus and the COVID-19 disease, the policies to contain and mitigate it consist of isolation and social distancing. As part of these strategies, internet...