An Empirical Assessment of Non-Performing Assets in Indian Scheduled Commercial Banks
Journal Title: International Journal of Management Research and Social Science - Year 2018, Vol 5, Issue 2
Abstract
Banking sector is one of the important sectors, which plays a significant role in the economic development of a country. It advances loans to various sectors viz. agriculture, industrial, infrastructure, and so forth and thereby accelerates the cycle of economic growth in the country. Hence, it is very imperative that the credit supply should be smooth in an economy to run the business cycle of various entities efficiently. However, in recent years it has been seen that banks become cautious in advancing loans. The reason is massive amount of Non-Performing Assets (NPAs) which affects banking operations severely. NPAs are those assets on which banks do not receive interest income. The present study discusses the concept of NPAs, its types, asset classification, and provisioning norms as per Reserve Bank of India (RBI) guidelines. The study further analyses the empirical position of NPAs in Indian Scheduled Commercial Banks (SCBs) and suggests measures for reducing them.
Authors and Affiliations
Nisar Ahmad Khan
Keywords
Related Articles
- EP ID EP640122
- DOI -
- Views 173
- Downloads 0
Indian Polity: Gandhi‟s Unambiguity to Nehru‟s Bewilderment
— Politics had become integral part in the life of common man of India during the modern period in their fight against British Imperial rule. The real contribution made in the freedom struggle led by leaders like Bala Ga...
Exploring the Role of Media Strategy and new Product Development in long term Success of Market Acceptance - A Case Study of Pogo Channel
The relevance of idea generation and new product development for competitive performance of service industries and for the long term economic growth is a known and recognized idea. In this context, media industries and i...
Human Rights Violations against Rural Women Workers
Most of the newspapers and periodicals publish about domestic and work place violence against women. Number of incidents were took part against women such as young brides being burnt for bringing ‗insufficient‘ dowry, wo...
Enhancing Effective Communication Skill among the Student Teachers
Communication is a general phenomenon. Wherever life exits, communication also exists. In communication we share the information we have and get information from others. This give and take relationship will be successful...
A New Dimension in Higher Education in Tamil Nadu
Education has continued to evolve diversity and extents its reach and coverage since the dawn history. Every country develops its system of education to express and promote its unique socio-cultural identity and also to...