Limitations for the development of the small and medium enterprises in Ecuador.
Journal Title: Roca - Year 2020, Vol 16, Issue 4
Abstract
The small and medium enterprises (SMEs) are one of the basic pillars in any economy. Their participation and development in Ecuador is highly significant, despite the problems they experienced. The investigation has the objective of analyzing which are the difficulties that the productive sector SMEs presents in the country, especially in the search for financing. The applied credit policies, the reforms that were made regarding financial institutions and the interest rates applied to this sector, the incentives and programs that SMEs have to promote their growth are analyzed. As well as the existing obstacles and limitations on the part of the banking and cooperative system, such as: requirements, lapses to approve the credit, lack of financial projection, risk management and mainly high interest rates. Within this research, a review of the credit policies implemented in Ecuador is carried out and how these have helped or impaired the access to the credit offered by the financial system to the SMEs. This analysis will contribute to future works, providing relevant information for the development of better public policies and regulations in favor of this economic sector with a view to solving various current economic problems.
Authors and Affiliations
Igor Díaz Kovalenko, Alex De La Cruz Cruz, Marcelo Luna Murillo
Keywords
Related Articles
- EP ID EP689402
- DOI -
- Views 271
- Downloads 0
Protein-energetic malnutrition in children from 0-15 years: an analysis from the sociology of education.
The objective of this investigation consists on determining the causes that cause the malnutrition energy protein in children from 0 to 15 years in the municipality Cauto Cristo, province Granma, to elaborate a communica...
Battery of exercises to train the resistance to the force in athletes of masculine handball.
The physical preparation in the handball has a significant character, specifically the work of the force. It is of vital importance to be a team sport in which efforts of maximum intensity and short duration are made, in...
Perspective of the preparation to the family and the orientation of the Middle Technician's family in Hygiene and Epidemiology.
In this work an analysis of the preparation and orientation to families is carried out. Its content expresses the theoretical bases that support the family preparation process and the middle technician families’ orientat...
Limitations for the development of the small and medium enterprises in Ecuador.
The small and medium enterprises (SMEs) are one of the basic pillars in any economy. Their participation and development in Ecuador is highly significant, despite the problems they experienced. The investigation has the...
The confrontation to the COVID-19 from the management of the impact tasks in the Granma’s University.
The global health crisis caused by the appearance and spread of the new Coronavirus SARS-COV-2, has brought with it global effects on the economy and society. Situation intensified in underdeveloped countries like Cuba,...