CAUSES AND COUNTERMEASURES OF FINANCING DIFFICULTIES FOR SMALL AND MEDIUM-SIZED ENTERPRISES
Journal Title: Topics In Education, Culture and Social Development (TECSD) - Year 2018, Vol 1, Issue 1
Abstract
As an important composition of Chinese economy, Small and medium-sized enterprises (SMEs) play an increasingly important role in the economic structure of our country and provide sufficient opportunities for Chinese commodity market and employment market. However, with limited capability of SMEs, limitation of social environment and imperfectness of legal system, financing problem has become the most serious problem that restricts the survival and development of SMEs in China. I In order to solve the problem of financing for SMEs and promote the development of SMEs, this paper firstly introduces the concept of SME and current financing channels, and then proposes and analyzes the corporate guarantee problem, financing demand problem of financing institutions and imperfectness problem of legal system during the financing process of Chinese SMEs. According to what is mentioned above, it is recommended to improve SMEs’ own assets accumulation ability, establish credit guarantee system and set up special bank service for SMEs to ease the financing difficulties for SMEs.
Authors and Affiliations
Qi Wujing
Keywords
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- EP ID EP412269
- DOI 10.26480/icecsd.01.2018.01.03
- Views 61
- Downloads 0
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