A Baseline Investigation of Financial Literacy Levels: The Case of Kayseri Province
Journal Title: Muhasebe ve Finansman Dergisi - Year 2017, Vol 19, Issue 75
Abstract
Financial literacy can be defined as the ability to comprehend financial concepts and issues in order to take the right decisions in the face of changing financial conditions and to manage one’s own financial status through financial planning. The present study was conducted to determine the financial literacy levels of individuals living in the Kayseri province and to investigate the potential relationships between financial literacy levels and the demographic characteristics of individuals. Questionnaires were applied through face-to-face meetings to 400 individuals living in Kayseri province. Despite their having knowledge of some basic financial concepts like paid interest and time value of money, participants were found to have insufficient financial literacy levels. There were significant relationships between financial literacy and the demographic characteristics of the participants. Considering all the results, it was concluded that financial education should be provided to improve the financial literacy levels of individuals living in Kayseri province.
Authors and Affiliations
Semra Aksoylu, Derviş Boztosun, Fatih Altınışık, Emre Hayri Baraz
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