A Comparative Evaluation of NPAs Recovery Mechanisms by Public Sector Banks in India
Journal Title: MUDRA: Journal of Finance and Accounting - Year 2017, Vol 4, Issue 1
Abstract
A consistent increase in Non-performing assets (NPA) in the financial statements of various public sector banks has put several questions before policy makers and regulatory institutions with regard to functioning of banking system in India. Besides reflecting deteriorating financial health of banks, it also restricts the liberty of banks in adopting new strategies towards growth. Rather banks are required to adopt conservative approach in sanctioning new loans till the problem of NPAs is reasonably resolved. This study examines the growth of NPAs during the period 2001-02 to 2012-13 in public sector banks in India and the effectiveness of Lok Adalats, Debt Recovery Tribunals and SARFAESI Act, 2002 in solving the problems of NPAs.
Authors and Affiliations
Lovleen Gupta, Mridul Dharwal
Keywords
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- EP ID EP623314
- DOI 10.17492/mudra.v4i01.9782
- Views 252
- Downloads 0
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