A STUDY ON AWARENESS AND SATISFACTION LEVEL TOWARDS CROP INSURANCE IN CHINCHOLI TALUKA
Journal Title: GJRA-Global Journal For Research Analysis - Year 2018, Vol 7, Issue 4
Abstract
Crop insurance is recognized to be a basic instrument for maintaining stability in farm income, through promoting technology, encouraging investment, and increasing credit flow in the agricultural sector. The basic principle underlying crop insurance is that the loss incurred by a few is shared among others in an area, engaged in a similar activity. Also, losses incurred in bad years are compensated from resources accumulated in good years. Agricultural Insurance will largely solve the problem of collateral security requirement by banks while extending the loans. In case of Crop failure banks will receive the payment directly from the insurance companies. Crop insurance, thus, promotes flow of institutional credit to the agriculture sector which in turn induces farmers to adopt new technology. The agricultural sector is still untapped and is also growing significantly owing to promotional policies initiated by the government in these countries. The rural sector will offer wide scope for insurance companies particularly, to local companies which have better knowledge of realties in rural marketing. In this context, this study is an attempt to find out the awareness and satisfaction level of the farmers about crop insurance schemes in Chincholi taluka district of Kalaburagi
Authors and Affiliations
Dr. Gaudappa S. malipatil
Keywords
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