A Study on E-Wallet
Journal Title: International Journal of Trend in Scientific Research and Development - Year 2018, Vol 2, Issue 4
Abstract
Wallet in the conventional sense of the term, refers to a purse or folding case for safely holding money or personal information such as identity card. Digital or Electronic wallet refers to an electronic, internet based payment system which stores financial as well as personal identity related information. Such electronic payment system enable a customer to pay online for the goods and service, including transferring fund to other by using an integrated hardware and software system. Hardware can be a mobile or computer. Communication between the buyer and seller may happen over the internet or Bluetooth or on mobile network. Thus, e-wallet is nothing but an online money account which does not require the use of a physical card for undertaking transaction remittance. Unlike saving bank account, they at present, do not offer any interest for keeping money in it, but reward the holders through cash-back for making purchases through it. Unlike credit cards, e-wallet are preloaded money it. Hence, it resembles more to a debit card. Jinimol. P"A Study on E-Wallet" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-4 , June 2018, URL: http://www.ijtsrd.com/papers/ijtsrd12936.pdf http://www.ijtsrd.com/humanities-and-the-arts/social-science/12936/a-study-on-e-wallet/jinimol-p
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