A Study on Operational Performance of Indian Commercial Banks
Journal Title: International Journal of Computational Engineering and Management IJCEM - Year 2015, Vol 18, Issue 4
Abstract
The Indian financial system consists of different types of financial institutions which are responsible for the development of the country’s economy. Commercial banks are the major financial institutions and are the most active sector of the Indian money market. Commercial banks play an important role in the mobilization and allocation of resources in an economy. The performance of the commercial banks in a larger prospective affects the growth of the economy. The present paper attempts to study the working and operational performance of the Indian commercial banks. In this regards the indicators selected to study are Aggregate Deposits mobilized by Scheduled Commercial Banks, credits and investments made by the schedule commercial banks, Credit-Deposits Ratios, Investment-Deposits Ratios, and the Share of Scheduled Commercial Banks in the Priority Sector Lending. This study covers the working performance of entire commercial banks which are operating in the country for a period of ten years. The paper concludes the schedule commercial banks of Indian have been significantly performing satisfactory and contributing to the national growth of the country.
Authors and Affiliations
Pinku Paul
Keywords
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