“ABC Analysis Of Public Sector Bank’s Gross And Net NPA’s For The Period 2007-2008 To 2016-2017”
Journal Title: International Journal of Business and Management Invention - Year 2018, Vol 7, Issue 10
Abstract
The Non-Performing Assets of the Banks are not only a matter of concern to the Indian Financial System, but a curse to the developing economy of our Country. The strategy and policy adopted by the PSBs, to control the rising NPAs and taking up new initiatives by the Banks, adapting to re-engineering of the entire financial system is the need of the hour. The Literature Review has been conducted to find out what other research scholars have studied about rising NPAs of the Banks in India. The authors tried to study the secondary data related to Gross and Net NPAs available in the public domain of Reserve Bank of India, Money Control website to perform the ABC Analysis to find out the health of the non performing assets of the banks. The Authors arrive to the conclusion that some of the PSBs figured in the poor performance group during the period 2007-2008 to 2016-2017, and have not taken lessons from the 2007-2008 US financial crisis. The authors are also of the view that it requires total re-engineering of our country’s financial system to save any further financial crisis in the near future.
Authors and Affiliations
Abhay Korde, Sreekanth Vemuri, Dr. Kavita Laghate
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