An Analysis of Development on Global Islamic Banking Products and Services
Journal Title: International Journal of Social Science And Human Research - Year 2024, Vol 7, Issue 10
Abstract
Islamic banking, or, in its broader definition, Islamic finance, is a sector gradually developing as an application area of alternative finance. This study explains the basic principles of Islamic banking, historical development globally, and leading products and services. The primary aim of this paper is to analyze the distribution of products and services. The study includes 18 countries' product distribution and preferences. The results show that the sector prefers intensively less risky areas (murabahah, ijarah) despite the increasingly developing and diversified products and services. While this attitude increases the sector's resilience, it also shows that the methods (musharakah, mudarabah, etc.) by which resources are transferred to production and the real economy must be developed.
Authors and Affiliations
Tuğba Demirtaş
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