AN EMPIRICAL ANALYSIS OF THE DETERMINANTS OF BANK PROFITABILITY IN ROMANIA
Journal Title: Annales Universitatis Apulensis series Oeconomica - Year 2013, Vol 15, Issue 2
Abstract
Our paper aims to investigate the factors that have an influence upon the profitability of Romanian commercial banks, between 2003 and 2011. The results of our study show that Romanian banks’ profitability is influenced by both bank-specific factors and changes in the external environment. In the case of bank-specific factors, the results of our study reflect that bank profitability is significantly influenced by asset quality, management quality and banking liquidity. Among external factors, it turns out that banking concentration and economic growth rate have an important impact on bank profitability.
Authors and Affiliations
Roman Angela, Dănuleţiu Adina Elena
Keywords
Related Articles
- EP ID EP136355
- DOI -
- Views 87
- Downloads 0
INFLUENCING FACTORS OF VALUATION MULTIPLES OF COMPA
The main objective of this study is to determine the factors that influence the valuation multiples used in the market approach in valuing companies. The analysis takes into account both factors related to the company...
STUDENTS ATTITUDES REGARDING THE ETHICS OF EARNINGS MANAGEMENT ACTIVITIES: AN EMPIRICAL INVESTIGATION
The objective of this paper is to assess the ethics of short-term earnings management in a code-law country. In order to understand the morals of short-term earnings management we conducted a survey using students as r...
THE CORPORATE GOVERNANCE OF PUBLIC ENTITIES IN ROMANIA
: The paper aims to examine the application of principles of corporate governance for transparency and efficiency of decision and control at the level of local public entities. We intend to argue the importance of these...
EUROPEAN UNION CONSUMERS’ VIEWS ON THE PROTECTION OF THEIR PERSONAL DATA: AN EXPLORATORY ASSESSMENT
The increasing marketing efforts of the organizations based on the acquiring, processing, storage and employment of the consumers’ personal data have imposed the reconsideration, both from the theoretical and practical p...
RELATIONSHIP MARKETING – THEORETICAL CONSIDERATION
The purpose of the paper is to propose a set of research perspectives for the relationship marketing theory. A comprehensive literature review is undertaken which entails three different understandings of relationship...