Analysis Model of credit Risk
Journal Title: Revista Romana de Statistica - Year 2016, Vol 64, Issue 5
Abstract
Credit risk can be defined as the risk that arises when the bank customer does not fulfill its obligations in accordance with the terms and provisions of the contract by losses holder of assets. Credit risk represents the most dangerous category of banking risks, as it permeates to the level of a wider range of services and exposures. In the following we present the stages of bank risk taking, credit risk analysis rate in the period 2007-2015 and a financial analysis of the business relationship with the bank.
Authors and Affiliations
Mădălina Gabriela ANGHEL, Aurelian DIACONU, Georgiana NIŢĂ, Andreea Ioana MARINESCU
CALITATE ÎN CONDIŢII DE EFICIENŢĂ A COSTURILOR
Studiile bazate pe utilizarea cercetării selective sunt unele dintre instrumentele principale din procesul de construire a strategiilor la nivelul managementului instituţiilor universitare, iar colectarea cât mai eficien...
Analysis on the Indicators related to the structuring of the Monetary Mass in Romania after the adhesion to the European Union
The forecasted target of this article was to achieve an analysis on the role, structure and evolution of the monetary mass as well as on the outcomes recorded by the main monetary indicators in Romania, after the adhesio...
Romanian Higher Education Infrastructure and Resources
The paper is focused on the analysis of the higher education from the point of view of the human resources and the existing infrastructure. The analysis of the Romanian education system is based on a desk research artic...
Some Aspects regarding the Residual Variable
The study of the residual variable is a significant aspect in econometrics practice, both in model use and constructions, as it provides key information on the correlation between two varaibles, and also the impact of th...