Analysis Model of credit Risk
Journal Title: Revista Romana de Statistica - Year 2016, Vol 64, Issue 5
Abstract
Credit risk can be defined as the risk that arises when the bank customer does not fulfill its obligations in accordance with the terms and provisions of the contract by losses holder of assets. Credit risk represents the most dangerous category of banking risks, as it permeates to the level of a wider range of services and exposures. In the following we present the stages of bank risk taking, credit risk analysis rate in the period 2007-2015 and a financial analysis of the business relationship with the bank.
Authors and Affiliations
Mădălina Gabriela ANGHEL, Aurelian DIACONU, Georgiana NIŢĂ, Andreea Ioana MARINESCU
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