Analysis of the Effect of Financial Ratios on Banking Profit Levels of State Owned Enterprises
Journal Title: Journal of Economics, Finance and Management Studies - Year 2023, Vol 6, Issue 04
Abstract
This study was conducted to determine how much influence financial ratios consisting of: Non-Performing Loans, Capital Adequacy Ratio, and Operating Expenses on Operating Income on profitability. In this study the method used is quantitative method. The population is a group of Bank Band Usaha Milik Negara listed on the Indonesia Stock Exchange for the period 2017 – 2021. The sample in this study was 4 (four) Bank Band Usaha Milik Negara selected using the purposive sampling method. The type of data used in this study is secondary data. The data collection method used is the documentation method. The model used is in the form of multiple linear regression processed with eViews 10 software. Based on the results of the analysis conducted, it was obtained that: Non-Performing Loans do not negatively affect the level of profit. Capital Adequacy Ratio has a significant positive effect on the level of profit, while Operating Expenses on Operating Income has a significant negative effect on the company's profit level.
Authors and Affiliations
Hedwigis Esti Riwayati,Samuel Johanes,Nyi Mas Rizki Noviyah
Evolution of eNaira for Re-engineering the Nigerian Emerging Economy
The Central Bank of Nigeria has recently initiated idea to digitalize the Nigerian currency (Naira) making it possible to be stored in a wallet. The launch of the eNaira has been seen as an avenue to change the narrative...
Financial Analysis of Business Feasibility and Maggot Black Souldier Fly Cultivation Development Strategy
This study aims to analyze financial feasibility and develop strategies for developing Black Souldier Fly (BSF) maggot cultivation business. The research location in Omah Maggot Warna Warni, which is located in the villa...
Contract Enforcement, Remittance and Economic Growth in Ghana
This paper provides evidence that contract enforcement and remittances positively affect economic growth. Secondary data on Ghana was obtained from World Development Indicator spanning from the period 1980 to 2017. The v...
Marketing Target Achievement Strategies: Study on WOM Finance Marketing Personnel
This research aims to study and analyze the strategy of the financing company WOM Finance in maintaining good relationships with customers and implementing bailouts as an innovative marketing technique. The research locu...
Does Digital Payment Shift the People's Shopping Behaviour? Evidence in Yogyakarta
Digitization has become something that is inherent in people shopping habits. This study proposed and tries to investigate whether the Industrial Revolution 4.0 has dominated people's shopping behaviour to electronic sho...