Analysis of the Efficiency Level of Islamic Commercial Banks in Indonesia using Data Envelopment Analysis (2019-2023 Period)
Journal Title: Journal of Economics, Finance and Management Studies - Year 2025, Vol 8, Issue 02
Abstract
This study aims to analyses the level of efficiency and factors that cause the inefficiency of Islamic Commercial Banks (BUS) in Indonesia in 2019-2023. The study used a purposive sampling of 11 Islamic commercial banks. The data analysis method used in this research uses the Data Envelopment Analysis method through input-oriented measurement and the VRS model, with data processing tools, namely the Win4Deap 2 application. This research shows that the efficiency level of Islamic Commercial Banks in Indonesia during 2019-2023 tends to fluctuate. Only one Islamic Commercial Bank whose efficiency level is perfect with a 100% score is BJB Syariah. As for the inefficiency analysis, the cause of inefficiency occurred in the input and output variables. The third-party fund variable became the most significant contributor that caused inefficiency in the Islamic Commercial Bank, which was 31%.
Authors and Affiliations
Muhammad Fadlillah Fauzukhaq , Yulianton Kurnia,
Keywords
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- EP ID EP758833
- DOI 10.47191/jefms/v8-i2-08
- Views 29
- Downloads 0
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