Analytical Hierarchy Process as a Priority Strategy for Handling Bad Debts in Cooperatives
Journal Title: International Journal of Current Science Research and Review - Year 2024, Vol 7, Issue 01
Abstract
The Kediri City Government and the Regional Development Planning Agency are committed to accelerating the economic recovery of the Kediri city community after the impact of the Covid-19 pandemic, by focusing on MSME capital, the program named Kredit Usaha Melayani Warga or abbreviated as KOPERASI provides very low interest loans of 2% per year for business people in Kediri city. In the utilization of this credit, it turns out that there are still bottlenecks in installments, which if allowed to continue, will have an impact on financial losses and also not achieve the goal of community economic recovery. So that the government needs an in-depth study as a real form of handling bad credit and also the concept of effective and efficient KOPERASI program governance. This research uses a quantitative descriptive approach, by applying the Analytical Hierarchy Process (AHP) method. Starting from making questionnaires and determining respondents. The respondents selected were 7 experts, namely, officials at the Kediri City Cooperative & UMTK Office, lecturers at the Faculty of Economics, Universitas Nusantara PGRI Kediri, and MSME beneficiaries of the KOPERASI program. Then the answers are assessed and compared to produce a scale as a determination of the most effective method of overcoming bad credit.
Authors and Affiliations
Ismayantika Dyah Puspasari, Diah Ayu Septi Fauji, Aulia Annisa Izzati , Dyah Ayu Paramitha, Anggun Puji Setyo Ningrum,
Keywords
Related Articles
- EP ID EP727916
- DOI 10.47191/ijcsrr/V7-i1-50
- Views 45
- Downloads 0
Evaluating Organizational Culture with the OCAI: Insights from the Competing Values Framework at PT. SGM
This study analyzes the organizational culture of PT. XYZ using the Organizational Culture Assessment Instrument (OCAI) based on the Competing Values Framework (CVF). The research employs a quantitative approach, distrib...
The Effect of Capital Structure, Profitability, Liquidity, and Solvency on Firm Value with Managerial Ownership as a Moderating Variable in Food and Beverage Sub-Sector Companies Listed on the Indonesia Stock Exchange 2020-2023
The purpose of this study was to analyze how the influence of capital structure, profitability, liquidity, and solvency, can affect firm value moderated by managerial ownership in food and beverage sub-sector companies l...
A Proposed Acceleration Strategy for Knowledge Management Implementation at PT. Waskita Karya (Persero) Tbk.
This research seeks to investigate the implementation of Knowledge Management (KM) in PT. Waskita Karya (Persero) Tbk. Through digitalization, organizations are attempting to operate effectively and efficiently to enhanc...
A Modish Glance of Integer Solutions to Non-homogeneous Cubic Diophantine Equation with Three Unknowns 7 (x2-xy+y2)= 12 z3
The main thrust of this paper is focused on determining varieties of non-zero distinct integer solutions to the non-homogeneous ternary cubic Diophantine equation 7 (x2-xy+y2)= 12 z3 . Various choices of integer solutio...
The Role of Artificial Intelligence ChatGPT in Learning Planning in the Era of Industrial Revolution 4.0
Artificial intelligence allows computers to process vast amounts of information and data, providing computer-based conclusions in a relatively short and fast time. The use of artificial intelligence in education is one o...