Assessment of Community contemplation about health insurance in rural area of south India
Journal Title: National Journal of Research in Community Medicine - Year 2015, Vol 4, Issue 4
Abstract
Background: India’s health care and health financing provision is characterized by too little Government spending on health, meager health insurance coverage, declining public health care use contrasted by highest levels of private out-of-pocket health spending in the world. Although 64% of the population are aware of health insurance but only few are actually insured, so this study was done with an objective to assess what the community thinks about the health insurance. Methods: A Cross sectional community based study was done with sample size of 290 households estimated by using 25% national coverage according to Public Health Foundation of India. The study was conducted between July 2014 to August 2014. 290 families were covered from two Primary Health Centres which come under field practice area of our medical college. A pretested semi structured questionnaire was used to collect data. Data was entered in excel sheet and analysed using SPSS version 17 software. Results: Among 290 respondents 72.5% were in the age group of 26-45 yrs,69.4% were female,82.1% belonged to below poverty line,72.4% were from nuclear family and about 81% of respondents were aware of Health Insurance, 46.9% of them were actually insured.82.4% of the respondents felt that health insurance was necessary out of which 82% felt that it was necessary because it is useful at the time of emergency.50.9% of those who thought that health insurance was not necessary thought so because they felt that it has no added advantage over pledging property. Conclusion: Although awareness about health insurance among rural population was good but still majority of them were not insured. This was mainly because they felt that there was no added advantage of health insurance over pledging the property, the amount that they get was not sufficient and few felt that it was of no use during emergency. In order to overcome these misconception among the rural population it’s important to educate them so as to bring about behavior change among them.
Authors and Affiliations
Sudhir Sudhir, Chaitra M, Deepa K
Keywords
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