Awareness about the state health insurance scheme among rural population in Raigad district of Maharashtra
Journal Title: MedPulse -International Medical Journal - Year 2015, Vol 2, Issue 9
Abstract
Health systems are undergoing profound change in many countries. Various health insurance scheme have introduced to lessen the burden of out of pocket expenditure. Pre–payment of small amount by individuals can finance health care costs of enrolled members later if required. It minimizes the uncertainty of both illness and cost of treatment. There are various insurance schemes available in India. For example, ESIS, Central Government Health Scheme (CGHS), Rashtriya Swasthya Bima Yojna (RSBY), etc. All schemes have various benefits and different beneficiaries. Some States have also established local health insurance arrangements for people e.g. Rajiv Aarogyasri in Andhra Pradesh, Vajpayee Arogyashree in Karnataka. Like this, Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY) scheme is state health insurance scheme for poor which was implemented in 2012 by Government of Maharashtra. This study is aimed to assess the awareness about the scheme in the rural areas. In this study, 2 villages were selected as study area which is nearer to the hospital which is empanelled under Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY). Present Study shows that maximum participants were male. Only 37% people were aware about this scheme and media is the major source of awareness. The participants who were aware and have RGJAY card, those participants only taken benefit of scheme. When askedparticipants about willingness to enrol under scheme, about half of them ready for it. It showed that if people know about scheme, they will take maximum benefit of health insurance scheme.
Authors and Affiliations
Roza Bhaisare, Gaurav Rangari, Rajesh Goel
Keywords
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