Bank Loan Typology in Financing of Companies
Journal Title: Dezbateri social economice - Year 2014, Vol 6, Issue 4
Abstract
After a long crisis, economic recovery requires funding in economy, especially of companies by means of commercial banking, in such a way that a credit must become again one of the most important banking products, where deposit interests reached historical minimums. How will banks succeed to stimulate lending, by granting more loans securely, what is the range of products and services under offer in this regard, how will banks succeed facing the new Basel III framework, these are actual questions concerning entire finance banking sector. This article claims to be an introduction presenting typology of credits, subject to short and comprehensive illustration of existing credits, as their classification, instead of marketing principles, is based on exclusively healthy economy principles, universally valid.
Authors and Affiliations
Florin-Mihai Magda
Keywords
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- EP ID EP89393
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