Bank Loan Typology in Financing of Companies
Journal Title: Dezbateri social economice - Year 2014, Vol 6, Issue 4
Abstract
After a long crisis, economic recovery requires funding in economy, especially of companies by means of commercial banking, in such a way that a credit must become again one of the most important banking products, where deposit interests reached historical minimums. How will banks succeed to stimulate lending, by granting more loans securely, what is the range of products and services under offer in this regard, how will banks succeed facing the new Basel III framework, these are actual questions concerning entire finance banking sector. This article claims to be an introduction presenting typology of credits, subject to short and comprehensive illustration of existing credits, as their classification, instead of marketing principles, is based on exclusively healthy economy principles, universally valid.
Authors and Affiliations
Florin-Mihai Magda
Keywords
Related Articles
- EP ID EP89393
- DOI -
- Views 89
- Downloads 0
Budget Level of Social Security Pension in Romania Compared to Social Aid Established by the Legislator
At global level pension system is going through a crisis that is likely to become more acute. Currently, the European Union, the funding of the pension scheme generates impressive cost in order to keep it afloa...
Analyzing the Logistic Regression of an Econometric Model with Qualitative Variables
It is our intention in this paper to highlight the role and importance of the regression analysis in the case of an econometric model with qualitative variables, proposing a model that may underline the cause r...
Business ethics. The relevance of value-creating teachings in the contemporary business environment
The objective of the present study is the research of the main philosophical theories and ethical teachings that are able to frame a new business environment, dedicated to the creation of value, not only for shareholders...
The Relation between Fair Trade and Supermarkets: Spatial Implications for the Global Economy
Even if its importance present increases, selling fair trade products has consisted, for a long time, in handmade crafts and a narrow set of food items. Fair trade, this alternative approach to commercial partn...
Romania’s Social Progress in European and Global Context