Bank Loan Typology in Financing of Companies
Journal Title: Dezbateri social economice - Year 2014, Vol 6, Issue 4
Abstract
After a long crisis, economic recovery requires funding in economy, especially of companies by means of commercial banking, in such a way that a credit must become again one of the most important banking products, where deposit interests reached historical minimums. How will banks succeed to stimulate lending, by granting more loans securely, what is the range of products and services under offer in this regard, how will banks succeed facing the new Basel III framework, these are actual questions concerning entire finance banking sector. This article claims to be an introduction presenting typology of credits, subject to short and comprehensive illustration of existing credits, as their classification, instead of marketing principles, is based on exclusively healthy economy principles, universally valid.
Authors and Affiliations
Florin-Mihai Magda
Keywords
Related Articles
- EP ID EP89393
- DOI -
- Views 104
- Downloads 0
Education – Part of Sustainable Development
Education is an important part of economy, as it has direct results over the social, cultural and economic formation of the individual. Today’s education system is more and more oriented towards training studen...
European Union Financing of the Climate Change Mitigation Activity
The following paper aims at analyzing the financing by the European Union of the climate change limitation and mitigation activities. The general objectives of the activities directed towards reducing and comba...
Trade Policy in the European Union in the Light of Europe 2020 Strategy
In the European Union, trade between Member States and trade relations with third parties is an important element in terms of economic development especially in the long term. Increasing wealth and improving li...
Transport and Environment
The aim of this research is to draw the attention to the inconvenient problems caused to our environment by the transportation process. As an example it is presented a comparative analysis between Romania and E...
Components and Influencing Factors of Transport Costs in Logistics