Comparative Analysis of Non Performing Assets(Npa) of The Sarvodaya Nagrik Sahakari Bank Ltd. & The Mehsana Urban Co-Op. Bank Ltd.
Journal Title: PARIPEX-Indian Journal of Research - Year 2016, Vol 5, Issue 4
Abstract
Indian banking industry plays a mediation in the socio economic development of the country. This role is played by banks by extending credit to various deficit sector for their growth and assets. Post reform era has changed the whole structure of banking sector of india. The unfold competition has resulted in new challenges for the indian banks. The current study was under taken to study the NON PERFORMING ASSETS OF THE SARVODAYA NAGRIK SAHAKARI BANK LTD (SNSB) AND THE MEHSANA URBAN CO OPERATIVE BANK LTD (MUCB). This paper provides an empirical approach to the analysis of profitability indicators with a focal point on NPA of SNSB& MUCB. Non performing assets are one of the major concerns for banks in india. NPA reflect the performance of bank .The earning capacity and profitability of the bank are highly affected because of the existence of NPA. A high level of NPA suggests that large number of credit defaults that affect the profitability and net worth of bank. This paper analyses the position of NPA in SNSB & MUCB. It also highlight the policies pursued by the bank to tackle the NPA and suggests a multi pronged strategy for speedy recovery of NPAs in banking sector.
Authors and Affiliations
MOHAMMADVASIM RANAVADIYA, Dr. SUNILSHAH
Keywords
Related Articles
- EP ID EP561465
- DOI -
- Views 74
- Downloads 0
A Study of the Relationship between the Emotional Intelligence and Self -actualization of B.Ed Teacher Trainees
This paper is a summary of the findings of a research conducted to assess the relationship between the emotional intelligence and self-actualization of B.Ed teacher trainees of Delhi with respect to their gender and educ...
TO STUDY THE IMPACT OF NEW MULTIDRUG HIV REGIMEN ON PREVENTION OF PARENT TO CHILD TRANSMISSION AND ITS FETAL AND MATERNAL OUTCOME
Ÿ Aims & Objective : Councelling & HIV testing to all pregnant females and provide HIV screening test to all pregnant females. Follow-up of HIV exposed infants and early infant diagnosis . Ÿ Material & Method : This stud...
DRUG UTILIZATION STUDY IN PRIMARY GLAUCOMA PATIENTS
Objective: To evaluate prescription patterns for patients seeking consultation for various types and subtypes of primary glaucoma Methods: It was an observational study of one year duration from March 2016 to February 20...
Consumer Behavior Towards Brand Preference Among Edible Oil Users
Consumer behavior changes as the time changes. These changes are due to advancement in technology and new innovations. Today consumers gather more & more information on the brands that are available in the market, and ba...
A Study on Pattern of Road Traffic Accident Injuries Arriving in Emergency/ Orthopaedics Department of a Tertiary Care Hospital in Dehradun.
Background: According to the latest world status report on road safety released by WHO, we are now the world leaders in road traffic accident rate & related mortality. Objectives: To know the prevalence and pattern of in...