CREDIT RISK ASSESSMENT IN THE ROMANIAN BANKING SYSTEM. EVIDENCE FROM THE RECENT FINANCIAL CRISIS
Journal Title: CES Working Papers - Year 2011, Vol 3, Issue 4
Abstract
The financial crisis followed by the recession has adversely affected the quality of Romanian banking assets. The aim of this paper is to point out the implications of credit risk in the Romanian banking system following the accelerate dynamics of credit activity before the financial crisis and the effects vs. solutions proposed and implemented in recent years. Structured on four parts, the study presents the recent contributions in the crisis-lending relationship, the main features of the Romanian banking system, the evaluation of credit risk in terms of numbers, facts, actions and a short analysis of the correlation between credit indicators (consumer credit, credit risk ratio, medium exchange rate and the number of employees in the economy). To conclude, we propose to define the key points of the future Romanian banking activity.
Authors and Affiliations
Anamaria Avadanei
Keywords
Related Articles
- EP ID EP140196
- DOI -
- Views 87
- Downloads 0
HOTEL MANAGERS’ PERCEPTIONS OF THE IMPACT OF SOME GLOBAL PHENOMENA ON TOURISM. CASE STUDY ROMANIA - ITALY
Tourism is very sensitive to events that could trouble what is normal from a natural, economic, political and social point of view in the tourists’ countries, in the countries they visit, and in the countries of transit....
DISCIPLINAIRIE LIABILITIES OF THE EUROPEAN PUBLIC SERVANTS
Work discipline is essential for the proper conduct of business within an organization with implications for productivity and efficiency. Disciplinary liability arises as a direct result of breach of service obligations...
REASONS AND EFFECTS OF THE ROMANIAN LABOUR FORCE MIGRATION IN EUROPEAN UNION COUNTRIES
In the European Union countries and neighboring regions, the expansion will produce a redistribution of the labour force between industries and countries. After the Romania’s adhesion to the European Union, the need for...
THE LAW ON LOBBYING IN THE REPUBLIC OF POLAND. THEORY AND PRACTICE (2006 - 2010)
Effective functioning of the lobbying phenomenon facilitates economic development for every country. However this form of political participation can weaken economic growth if it is not properly controlled. In order to d...
THE INSTITUTION OF LEGISLATIVE DELEGATION IN THE FIELDS OF ECONOMICS AND FINANCE. AN OVERVIEW OF THE TIMEFRAME 2010-2014
According to the Romanian Constitution (Art. 115, paragraph 1), the Government, as a body of the Executive Power, is endowed with attributions belonging to the Legislative function, specific to the Parliament. Thus, we a...