Credit Risk Management: Exploring Current Practices and Important Elements in Business Financing Decisions
Journal Title: International Journal of Academic Research in Business and Social Sciences - Year 2018, Vol 8, Issue 5
Abstract
The aim of the study is to explore the current practices and important elements in business financing decisions. To achieve this aim of the study, the study conduct in-depth interviews with selected business financing officers as to get their perceptions concerning to the issues, prospects and get some insight new Islamic elements in making business financing decisions. It is found that Islamic elements should be added in financing decisions and these as tools and guidelines for Islamic banks to refer the development of the parameter in commercial financing activities.
Authors and Affiliations
Siti Nurul Mahfuzah Mohamad, Mohamad Yazis Ali Basah, Muhammad Ridhwan Ab. Aziz
Keywords
Related Articles
- EP ID EP562709
- DOI 10.6007/IJARBSS/v8-i5/4142
- Views 95
- Downloads 0
An Assessment of the Opportunity Component of Entrepreneurship Policy in the Youth, Women, and Uwezo Funds in Kenya
Following the recognition of self-employment in small enterprises as a partial solution to unemployment in Kenya, a number of government funds aimed at generating sustainable employment creating growth firms (otherwise c...
Teachers’ Readiness to be Leaders and its Relationship with Students’ Engagement in the Classroom
This study aims to examine the relationship between teachers’ to be leaders and pupils’ engagement in the classroom. A total of 142 primary school teachers are chosen as respondents and questionnaire set is used as the i...
The Influence of Information Systems Application for Regional Financial Management, Human Resources Competency and Understanding Of Government Accounting Standards on Regional Financial Management Performance of Aceh Besar Regency
The purpose of this study is to examine the influence of information systems application for regional financial management, human resources competency and understanding of government accounting standards on regional fina...
The Development of Housing Model Constructs to Measure the Well-Being of the Residents in Peri Urban Area of Klang-Langat Valley Extended Metropolitan Region, Malaysia
This article aims to develop and analyse a model for the well-being of the people living in the peri urban area based on the housing constructs. A total of 1000 respondents consisting of heads of household living in the...
The Impact of Knowledge Management on Organizational Learning (An Empirical Study on the Education Sector in Damascus City)
The increasing intensity of competition among organizations in this century, has led organizations are always looking for ways to gain competitive advantage and win the competition requirements. knowledge management and...