Do Ease of Use and Risk Perception Influence the Intention to Use GoPay Later?
Journal Title: International Journal of Current Science Research and Review - Year 2024, Vol 7, Issue 12
Abstract
GoPay Later as an Indonesian online payment method in the form of credits that have been licensed and supervised by the Indonesian Financial Service Authority (OJK) that can make transactions easier. However, it is not uncommon for problems to circulate that users feel related to the risks that arise. This research aims to determine the influence of ease of use and risk perception on interest in using the GoPay Later feature. By using a quantitative approach and primary data sources obtained from distributing questionnaires to 100 GoPay Later user respondents domiciled in Jabodetabek, this research uses a non-probability sampling technique. In analysing the data, multiple linear regression statistic tool was used with SPSS version 29 application. The results of the study show that ease of use and risk perception both individually and simultaneously have a positive and significant influence on the interest in using GoPay Later. Based on the results of the research, it is hoped that GoPay Later will continue to innovate by adding features that make it easier to use and improving the service system to minimize potential risks, so that it can maintain user trust in using it as an option in transactions payment.
Authors and Affiliations
Efriyanto . , Sylvia Rozza, Agustina Tri Lestari,
Keywords
Related Articles
- EP ID EP753486
- DOI 10.47191/ijcsrr/V7-i12-56
- Views 27
- Downloads 1
Yoga as an Integrated Therapy for Stroke Rehabilitation – A Case Study
Background and Purpose: A stroke (cerebrovascular accident) is damage to the brain cells from an interruption of their blood supply due to blockage or rupture of an artery to the brain. It is the second-leading cause of...
Conservation and Population Status of Freshwater Fishes from Kelekar River, South Sumatra, Indonesia
This study assessed the conservation and population status of the fish species collected from the Kelekar river. This study was conducted between May 2022 and June 2023. A total of 1.267 fish belonging to 49 species an...
Case Report on Cystic Fibrosis
Cystic fibrosis is a genetic disorder that primarily affects the lungs and digestive system. It is caused by mutations in the CF trans-membrane conductance regulator gene, which encodes for a protein involved in the regu...
Implementation of ESG as a Strategy for Business Sustainability in a Public-Listed Tobacco Company in Indonesia
Environmental, Social, and Governance (ESG) has been introduced to the business communities for the past two decades. It has grown in importance as a framework for measuring a company’s sustainability and as a guide for...
Analysis of Patient Safety Culture among Healthcare Workers at Community Health Centers in Bandar Lampung, Indonesia
This study aims to analyze the culture of patient safety among healthcare workers at Way Halim II Inpatient community health center, Satelit Inpatient community health center, and Pasar Ambon community health center in B...