ECONOMIC AND FINANCIAL EFFICIENCY OF COOPERATIVE BANKS IN AN ENVIRONMENT OF LOW INTEREST RATES
Journal Title: Roczniki Naukowe Stowarzyszenia Ekonomistów Rolnictwa i Agrobiznesu - Year 2017, Vol 0, Issue 4
Abstract
The economic and financial efficiency of co-operative banks in Poland was analyzed in the context of low NBP interest rates. The analysis covered the years 2012-2016. It has been shown that low interest rates make it difficult for cooperative banks to maintain high economic and financial efficiency. Cooperative banks reacted to falling interest rates, but the reversal, the negative trend in their financial performance, will require changes in their business model and strengthen intra-group integration to reduce the operating costs of banks.<br/><br/>
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Ryszard Kata
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- EP ID EP346050
- DOI 10.5604/01.3001.0010.5173
- Views 61
- Downloads 0
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