Economic Content of Mortgage Insurance
Journal Title: Бізнес Інформ - Year 2015, Vol 2, Issue 0
Abstract
As the foreign experience shows, insurance, along with other methods of credit risk management plays an important role and could be a catalyst for development of mortgage lending. For the effective functioning of the mortgage lending market, as well as for the establishment and implementation of integrated programs of mortgage loans insurance, the content of insurance of mortgage loans and their place in the system of mortgage lending must be explored. The article researches the content of the similar in functional loads, while also different insurance products: mortgaging insurance, mortgage lending insurance and mortgage insurance. A number of differences between these types of insurance has been disclosed in the context of subjects and risks that arise in the relationships of the parties and are related to their proprietary interests. According to results of the research, the author formulated definition of the concept of «mortgage insurance», functions of mortgage lending insurance and its features have been substantiated.
Authors and Affiliations
Oksana Vyshnevska
Keywords
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