EFFECT OF INTEREST RATE DEREGULATIONS ON BANKS DEPOSIT MOBILIZATION IN NIGERIA
Journal Title: International Journal of Marketing and Technology - Year 2012, Vol 2, Issue 9
Abstract
This study assessed, in empirical terms, the effect of interest rate deregulations on banks deposits mobilisation in Nigeria. It adopted the econometric tool of Ordinary Least Square (OLS) Regression method to analyse the relationship between interest rate and deposit mobilized over a period of 26 years (1985 to 2011). The study found a positive relationship between the independent and dependent variables, indicative of the fact that interest rate has a major influence on deposit mobilisation. The study therefore recommends that manufacturing companies should be favoured by government when deregulating the interest rate by way of stimulating productive sector of the economy, amongst others.
Authors and Affiliations
Siyanbola, Trimisiu Tunji, Sobande, David and Adedeji, Samuel Babatunji
Keywords
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- EP ID EP19563
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