Electronic Wallet as a Multi Payment Media Solution in the Industrial Revolution Era 4.0: Study on FEBI Students IAIN Sultan Amai Gorontalo, Indonesia
Journal Title: Talaa - Year 2021, Vol 1, Issue 2
Abstract
In line with technological development, all forms of community activity have now shifted to digitalization, including payment activities. The purpose of this research is to examine and describe whether server-based electronic wallets can be a solution for multi-payment media in the era of the industrial revolution 4.0 for millennial and what electronic wallets better support the needs of multi-payment in the era of industrial revolution 4.0. The method used by the researcher in this research is the descriptive qualitative method. Data collection techniques used are interviews, observation, and documentation. In this study, the data obtained were analyzed using a phenomenological approach which was collected, reduced, presented, and then given a conclusion. The results of this study are that at FEBI IAIN Gorontalo there are 695 students of which 158 students use electronic wallets or about 22.73%. In use, electronic wallets can already be their multi-payment media solution in the era of the industrial revolution 4.0 because of the convenience factor where students can make various payments using smartphones, fast because payments are made only by scanning a QR code, economical because admin fees are cheap and free as well as lots of promos. , flexible because it can be used anywhere and under any conditions, safe to lose money and avoid theft and supervised by Indonesian Bank
Authors and Affiliations
Sofhian Sofhian,Mirsa Gulam Da'aliwa,
Empirical Study of Entrepreneurship in Tijarah Concept
Economic activities including production, distribution and consumption are one of the ways humans meet their daily needs. Economic development is inseparable from the three economic activities, development is a multidime...
Prospects of Developing Islamic Financial Institutions in North Bolaang Mongondow Regency, Indonesia
The objective of this research is to look into the future of Islamic financial institutions in North Bolaang Mongondow Regency, North Sulwesi Province, Indonesia. The research methods employed are qualitative in nature....
Prospects of Sharia Governance in Islamic Finance Industry: Jurisdictions, Standards, and Implications
The paper aims to explore the establishment, organizational setup, and relevance of the international regulatory/standard setting institutions as Sharī‘ah governance platforms primarily AAOIFI (Accounting and Auditing O...
Sensitivity of Stock Returns Volatility and Money Market Rates: Insight from Nigeria
The study focused on how money market factors affected the stock returnfluctuations in the Nigerian setting. The study specifically looked at the impact of Treasury bill rates and monetary policy rates on the return fluc...
Paddy Farmers’ Intention to Participate in Agriculture Takaful in Sri Lanka: A Case Study
Paddy Farmers’ Intention to Participate in Agriculture Takaful in Sri Lanka: A case study Agriculture sector provides significant contribution to the national development thorugh economic growth. Nearly 70% of total popu...