Evaluation of the Financial Sustainability of Banking Institutions in Terms of Reliability of Deposits
Journal Title: Бізнес Інформ - Year 2015, Vol 5, Issue 0
Abstract
This scientific work is aimed at building and implementing methodological approaches to determining the reliability of deposits in banking institutions. Theoretical-methodological approaches of domestic and foreign scientists to the definition of the financial sustainability of bank have been considered. Financial-economic key indicators has been identified, specific qualitative indicators has been provided, a comprehensive analysis of which determines the level of financial sustainability of banking institutions and allows to evaluate the level of reliability of deposits. The calculation order and boundary values of financial-economic key indicators that were used in the study are presented. It has been found that, even with accomplishment of an integrated analysis of financial position of bank in compliance with the best principles of ranking, final result of the scoring model may be incorrect, because the calculation of coefficients is performed using the data of the forms of statistical reporting. In turn, statistical reports can be deliberately significantly contorted, so that assistance by highly skilled analysts to estimate the real financial condition of bank will be required.
Authors and Affiliations
Leonid Dolinskyi, Dmytro Piershyn
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