FINANCIAL ANALYSIS AND RATING OF THE BANKS IN REPUBLIC OF SRPSKA IN THE TIME OF THE WORLD FINANCIAL CRISIS
Journal Title: Acta Economica - Year 2009, Vol 7, Issue 10
Abstract
Form period to period banks in Republic of Srpska are showing better results. The total and interests assets, incomes form the interests and amends, as well as clear profit, are showing growth on annual rates which are significantly less from the average annual rates in the region. Comparing to the banks in the region, most of the banks in Republic of Srpska has much smaller yield power in the sense of return on average capital. The crisis of the banking system in a State indicates the inability of banks to pay in given moment in its entirety its obligations. Banking sector of the Republic of Srpska, which consist of ten banks, is not yet significantly shaken with the financial crisis. Effects of the financial crisis on the banks in Republic of Srpska will be significantly measured in the next financial year. Measures of the banking market regulators, Banking Agency and Central Bank of the BiH (as issuing bank), as well as the measures of the Government of the Republic of Srpska, can significantly affect the reduction of negative consequences of the global crisis. Combination of absolute and relative indicators in paper shows the ratings model, in which we analyzed the performance of the banks in Republic of Srpska.
Authors and Affiliations
Саша Вученовић, M. Sc.
Keywords
Related Articles
- EP ID EP43660
- DOI -
- Views 308
- Downloads 0
The Internal Interpreneurship and Enterpreneurial Intelligence in TNC
The globalization process of the world economy has created changes in terms of principles and standards of the international corporative interpreneurship. The beares of international corporative interpreneurship are main...
Beta controversies
The subjects of this paper are controversies about beta coefficient. Paper discussed problems with historical estimation of beta, as well time length of sample as choosing market index. In addition paper showed simplifie...
SETTLING OF TRADE DISPUTES WITH ELEMENT OF FOREIGN ITERFERENCE
Arbitration settling of disputes among economic subjects as a result of business transactions with element of foreign interference is more and more important for of judging. Even though, gradually it has more important r...
Negative selection and moral hazard as causes to inefcient transition and tendency towards crisis in Bosnia and Herzegovina
Bosnia and Herzegovina (BiH) is facing the consequences of inefficient transition (1), strategic concentration of economic development in large countries to detriment of the small ones (2), and economic crisis (3). This...
Crisis Management in SMEs
It is certain that every enterprise will in certain period and in a way face a treath of crisis or even „get into” one. The question is how to overcome the state of crisis or even better, how to prevent such situation....