FINANCIAL INCLUSION PLANS (FIPs) – Growing Roots in the light of ‘good governance’ of RBI
Journal Title: International Journal of Management, IT and Engineering - Year 2012, Vol 2, Issue 8
Abstract
This study is an effort to investigate the status of financial inclusion in India. This paper is the clear demonstration on financial Inclusion‟s role in the growth of Indian financial/banking sector progress. Mobilization and circulation of funds/finance is the primary requirement of development of an economy. Especially, in case of Indian economy it becomes more essential because India is a developing country, growth in the banking and financial services can put India into a fast globalize growing path of success and development. Financial inclusion is becoming the „the growing roots‟ in Indian banking with providing economic as well as easier banking and financial services to poor and slum peoples of the economy. RBI and other reputed government institutions like as NABARD, SIDBI, etc are also playing very dominant role for the successful implementation of this system. This paper is a clear picture regarding the status of financial inclusion in India. This paper covers RBI efforts, financial inclusion‟s position in different states of India and performance of various Indian banks for the on the basis of comparison of their actual achieved targets with their given targets. This study is mainly based on the secondary data and descriptive in nature, the data for the study is collected from the website of ministry of finance and little information also from RBI‟s website. The collected data shall be studied with the help of graphical method and suitable statistical tool. This paper also contains of the movements of RBI as governance of the FIPs.
Authors and Affiliations
Pawan Sharma and Richa Tuli
Keywords
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