Financial Inclusion with Special Reference to Pradhan Mantri Jan Dhan Yojana
Journal Title: PARIPEX-Indian Journal of Research - Year 2015, Vol 4, Issue 9
Abstract
In most developing countries, a large segment of society, particularly low- income group, has very little access to financial services. As a consequence , many of them depend either on their own or high cost informal sources of finance such as moneylenders for their consumption, other emergency requirements like medical expenditure. Benefits of growth, therefore , tend to concentrate in the hands of those already served by the formal financial system. Financial Inclusion is expected to make significant changes in the economy, especially the rural economy, which is expected to witness a revolution in availability of financial instruments mainly because of- PMJDY. The DBT which will operate through the banking system will also ensure regularity of flow of liquidity in households and therefore opportunities for investment.
Authors and Affiliations
Rooplata. P
Keywords
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