Financial Literacy: Evidence from Saudi Women
Journal Title: IOSR journal of Business and Management - Year 2018, Vol 20, Issue 5
Abstract
Financial illiteracy is widespread among women, and that many women are unacquainted with even the most elementary economic theories needed to make saving and investment decision. Financial literacy means knowing and understanding the form, functions and use of money and financial services. While the influence of several factors such as gender, education, and income is similar to what has been reported in other contexts, a few factors specifically consultative decision-making process and educated women whose family members had stocks and retirement saving more likely to know about risk diversification than less educated women whose family member were not wealthy and complexity of the financial markets has heightened the need of financial literacy. The main objective of the present paper is to assess the level of financial literacy among the women of Saudi Arabian, we have conducted a survey with the help of the questionnaire and distributed among the working and non-working women in Saudi Arabia. In finding researcher has found that there is no financial literacy difference between working and non-working in Saudi Arabia.
Authors and Affiliations
Dr. Raj Kumar Boora, Dr. Jyoti Agarwal
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