Health Insurance and Health Care Demand Pattern among Staff and Students of Selected Universities in Southwestern Nigeria
Journal Title: Journal of Education, Society and Behavioural Science - Year 2017, Vol 20, Issue 2
Abstract
Background: Providing accessible and affordable healthcare services is a challenge for most developing economies including Nigeria. Currently, about 25-50% of all sick children and adults in Nigeria do not receive needed healthcare, while about 100 million live below the poverty line. The general poor state of the nation’s healthcare services, the excessive dependence and pressure on government for provision of health facilities have motivated the present study. This study was therefore designed to identify the determinants of healthcare demand pattern, with a focus on the role of health insurance among staff and students of selected universities in southwestern Nigeria. Methods: This study relies on cross-sectional data collected from four universities covering four states of Southwestern Nigeria namely: Olabisi Onabanjo University, University of Ibadan, Obafemi Awolowo University, and Ekiti State University. A three-stage sampling techniques was applied in selecting 800 staff and students, while data were collected using structured questionnaire. The data was analyzed using SPSS v 20 and STATA v 12.1. Findings: Altogether, 47.6% of the respondents were staff while 52.4% were students. The overall proportion of insured staff and students were more than the uninsured staff and students. Also, the usage of the university’s healthcare center or hospital was observed to be higher (43.9%) than any other healthcare facility, although more than half of the participants (57.8%) that chose this provider are female. From the regression results, it was evident that health insurance and gender among other factors have positive and significant impact on the healthcare demand of staff and students of universities in Nigeria. Conclusion: Thus, policy makers should re-intensify the massive public awareness and education on the benefits of health insurance with the aim of improving demand for healthcare in Nigeria. Besides, for maximum efficiency, the public awareness should necessarily be gender-focused.
Authors and Affiliations
Aremo Adeleke Gabriel, Ibukun Cleopatra Oluseye
Keywords
Related Articles
- EP ID EP320957
- DOI 10.9734/BJESBS/2017/31799
- Views 112
- Downloads 0
Practice and Perceptions of Wife Abuse among Africans, in the Light of Genesis 3:16
Violence against women come in various shades and magnitudes. The menace is of global proportions. The paralyzing effects are humongous, touching every aspect of life, family, and the society. In Africa, the perceptions...
The Readability of Action Pack for 7th, 10th and 9th Grades
Reading is a receptive skill - through it we receive information. It is the process of looking at a series of written symbols and getting meaning from them. And we use our brain to convert these symbols into words, sente...
Understanding Illness Diagnoses, Prognoses and Treatments in Rural Households: A Case Study of Gomoa Manso in the Gomoa East District of Central Region, Ghana
Introduction: Healthcare decision making is a complex and intertwined behavioural phenomenon in households. The sick and the caregivers bring to bear their knowledge and experiences in such decision making process togeth...
The Pros and Cons of Using Personal Response Systems in an Interactive Scientific Debate
Aims: To assess the suitability of personal response system (PRS) clickers as an audience engagement tool to make conference debates a more interactive learning experience. Study Design: We studied the suitability of PR...
Mathematics Teachers’ Perceptions on Enhancing Students’ Reasoning Skills in Mathematics
The purpose of this study was to assess the perception of in-service mathematics teachers enhancing students’ reasoning skills in mathematics. Exploratory survey design and quantitative research method were used. 102 in-...