HOUSEHOLD SAVINGS AS A SOURCE OF INVESTMENT RESOURCES IN UKRAINE

Abstract

The approaches of scientists in definition of the household savings, the motives of their creation and the role they perform are identified; the role of household savings in the economy is described; the importance of household saving transformation from unorganized to organized forms is analyzed; the size of saving in financial and nonfinancial forms, its dynamics and structure are characterized; comparison between household savings and main macroeconomic indicators is conducted; ways of investment of households savings are discussed; the dynamics of deposits in banks and credit unions, the participation of households in collective investment schemes (private and corporate investment funds) is characterized; the dynamics of household deposits in national and foreign currencies is shown; the dynamics of nominal value of investment fund's securities, that have been placed among resident individuals are characterized; the dynamics of deposit accounts and the number of credit unions members are described; the comparative characteristics of different ways to invest money is given; the reasons of unorganized savings existence are marked; barriers to convert savings into investments and the ways of overcoming them are identified.

Authors and Affiliations

Eugenia Nosova

Keywords

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  • EP ID EP400346
  • DOI 10.17721/1728-2667.2015/167-2/12
  • Views 47
  • Downloads 0

How To Cite

Eugenia Nosova (2015). HOUSEHOLD SAVINGS AS A SOURCE OF INVESTMENT RESOURCES IN UKRAINE. Вісник Київського національного університету імені Тараса Шевченка. Економіка., 2(167), 73-80. https://europub.co.uk/articles/-A-400346