Impact of Increasing NPA in PSBS: A Case Study of Selected
Journal Title: IOSR journal of Business and Management - Year 2018, Vol 20, Issue 9
Abstract
A globally competitive economy requires a robust and competitive banking system. The key objective of banking development is to aid economic growth and development with stability and equity across all sections of society. Presently, the Indian banking system is facing threat of increasing NPA (non-performing asset).Current study attempts to analyse the impact of NPA in PSBs. Few public sector banks from Bihar have been selected for primary data collection. The hypotheses drawn are tested using both primary and secondary data with the help of SPSS and Ms-excel. Accordingly analysis has been done and it has been found that increasing NPA has affected the profitability and productivity (credit growth) of Banks and accordingly suggestions have been given.
Authors and Affiliations
Vandana Kumari
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