Impact of Macro-economic Factors on Deposit Formation by Ukrainian Population
Journal Title: Бізнес Інформ - Year 2014, Vol 1, Issue 0
Abstract
The goal of the article is detection of interconnections between the common economic processes and formation of bank deposits by population. The article builds a correlation and regression model of complex assessment of interconnection between macro-economic factors, savings behaviour of population and level of deposits of population in banks for two hour horizons: short-term, which is characterised with deployment of crisis phenomena both in global economy and in Ukrainian economy and the medium-term one. The article characterises the most significant common macro-economic factors. In the result of the study the article establishes that Ukrainian population is oriented at short-term horizon when forming savings due to the uncertainty in future. In the medium-term prospective, savings of the population are formed basically under influence of macro-economic factors, while formation of deposits by Ukrainian population is mostly influenced by socio-psychological factors.
Authors and Affiliations
Valentyna Shevaldina
Keywords
Related Articles
- EP ID EP152108
- DOI -
- Views 95
- Downloads 0
Essence of Transformation of Logistic Centers in a System of Global Logistic Service
The article is aimed to define the evolution of essence of logistic centers in the process of establishing a global logistic system of the world economy. A global logistic center is defined as a link in the global supply...
Process of Demutualization of Mutual Insurance Societies and Insurance Cooperatives in the International Market of Insurance Services
The article is aimed at identifying of general trends and factors that predetermine the process of demutualization, the study of transformation of the mutual and cooperative insurance organizations into the joint-stock s...
Material Resources Management at Industrial Enterprise
In the article the author considered the categorical apparatus of materials management at the industrial enterprise, generalized definition of "material resources", proposed a definition of " materials management ", and...
Innovative Development of an Enterprise and Ensuring its Efficiency and Sustainability
Basis for effective development, which is stable for a long time, is innovation. The innovative development is the essential basis of the stability and efficiency of the enterprise. Methodological region of task solution...
Theoretical Grounds of Enterprise Restructuring
One of the most popular means of financial recovery of enterprises in the world and domestic theory and practice is re-structuring. The article considers the essence of enterprise re-structuring, conducts analysis of exi...