IMPLEMENTASI PRINSIP HUKUM EKONOMI SYARIAH PADA AKAD QARDH DI BANK MEGA SYARIAH CABANG PALU
Journal Title: Tadayun: Jurnal Hukum Ekonomi Syariah - Year 2022, Vol 3, Issue 1
Abstract
Bank Mega Syariah Palu Branch applies the qardh contract to a multi contract financial product that is used in conjunction with the Hawalah contract, and the Ijarah (fee) contract. Qardh loan according to Bank Mega Syariah is a distribution of funds based on the agreement between the borrower and the bank in accordance with sharia principle. This is based on Indonesia law system Fatwa No. 79/DSN-MUI/2011. Qardh multi contract financial products are manifested from the principles of Islamic economic law in leading to world affairs, so that the habit is used as legal considerations. Loan in Islamic economic law is explained through the principle of binding accountability. However, it cannot be denied that in the Covid-19 pandemic period there are often difficulties in the debtor in returning the loan so that legal support system is needed.
Authors and Affiliations
Moh. Afif, Nasaruddin, Nadia
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