Improving the methodology for assessing the reliability of customers when providing them with commodity credit
Journal Title: Науковий журнал "Економічний вісник Донбасу" - Year 2018, Vol 2, Issue 52
Abstract
When making a managerial decision to provide a commodity loan to a wholesale buyer, the task of determining the reliability of the client is very relevant. The article proposes to improve the methodology for assessing the reliability of customers of an agricultural enterprise, based on the well-known method of ABC-XYZ analysis. Several reasons have been identified according to which the application of this method in the conditions of many enterprises can give questionable quality results. Therefore, when distributing debtors by groups XYZ (according to the degree of predictability of the objects) it was decided to refuse to calculate the coefficient of variation. It is proposed to distribute clients by XYZ groups based on the results of the rating score according to several criteria. According to the authors, selected and suggested criteria the best describes the reliability of the potential debtor in the particular case of the agricultural enterprise. The technique itself has a low labor intensity. It will allow as much as possible to differentiate approach to the conditions of granting a commodity loan, as well as to the means of recovery of debts.
Authors and Affiliations
S. M. Gribkova, D. Belous
Improving methodical approaches to assessing the industry’s competitiveness
The article is devoted to the authors’ approach to assessing the industry’s competitiveness, taking into account the dynamic and sectoral aspects. Existing methodical approaches to competitiveness assessment are consider...
Research of factors impeding professional development of the personnel of domestic enterprises
Justified the urgency of the problems of professional development of personnel of enterprises. Presented the statistical data that enable to evaluate the level of professional development staff in Ukraine and in develop...
Mergers and acquisitions: selected epistemological aspects
Selection of modern company development strategies by means of endogenous or exogenous growth, is highly individualised. It is believed, in economic practice, that mergers and acquisitions are a natural way of developmen...
Influence of the level of self-organization of the firm's work on the efficiency of work of the cooking production
The article analyzes the role of self-organization and its level of the enterprise in the implementation of lean manufacturing concept. The article shows that the effective implementation of lean production needs to be a...
Steady development of personnel of industrial enter-prises: problems and decisions
Research actuality and essence of concept "steady development of personnel" are certain, his new vision is presented. The aims of steady development of personnel are distinguished, what are specified in basic tasks and d...