Influence of Intensity of the Banking Regulation Activity on the Profitability of the State Banking System
Journal Title: Проблеми економіки - Year 2015, Vol 2015, Issue 2
Abstract
In the work the assessment of the influence of intensity of the banking regulation activity on the profitability of the banking system has been carried out. There were taken for consideration 23 countries (the UK, Germany, France, Russia, Kazakhstan, the United States, Belarus, Australia, Brazil, Canada, Colombia, Chile, Estonia, India, Malaysia, Poland, the Netherlands, South Africa, the Philippines, Nigeria, Morocco), which are characterized by the specific features of the banking system, as well as significant differences in the legal and organizational conditions of the implementation of banking regulation. On the basis of the calculations made the author came to the conclusion that the growth of the intensity of banking regulation activity is reducing the banking system profitability, at that, the presence of crisis conditions reinforces the negative effect that generally indicates the relevance of regulatory liberalization in terms of improving the effectiveness of the banking systems functioning. At the same time, analyzing the factors influencing the banks profitability it is necessary to study the relations at the microeconomic level, since the formation of a particular banking institution profit is affect not only by the general conditions of the country development and the functioning of the banking system, but also the specific characteristics of the internal management specialization, the form of the bank ownership and so on. In view of the above mentioned the author’s further research will be devoted to studying the relationship between the intensity of banking regulation activity and profitability of individual banks. Besides, the perspective for further research, in the author’s opinion, are the issues of determining the influence of the intensity and direction of banking regulation activity on the stability of the banking system of Ukraine and other countries of the world.
Authors and Affiliations
Oksana Didenko
Keywords
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