Integration of Multi Bank-User in Single Card with User Behavior Monitoring Using HMM & Formula Verification
Journal Title: International Journal for Research in Applied Science and Engineering Technology (IJRASET) - Year 2017, Vol 5, Issue 1
Abstract
The world we live in today is becoming more money oriented by the second where people tend to carry around multiple credit and debit cards for their bank account. This is in a way tiresome and risky as cards tend to get lost easily. So why carry many around while you could carry only one. One smart card in which all the money in your different bank accounts are integrated together. Using special RFID like technology and a personal formula based authentication system set up by the user themselves, this ensures that even if your card gets lost or stolen, no one except you can use it. This consequently leads to Big data and Business analytics which would definitely lead to valuable knowledge for many organizations in the Banking Sector. All accounts of the user in other banks can be integrated in this single card with unique PIN numbers accordingly. User behavior is monitored through Hidden Markov Model and data is recorded accordingly.
Authors and Affiliations
S Harisubramanian, N Sharath Kumar, C Siddharth, Dr. S. Hemalatha
Keywords
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