Introduction to Micro-finance
Journal Title: ESSACHESS - Journal for Communication Studies - Year 2008, Vol 1, Issue 1
Abstract
Micro-finance appears today as the most promising tool in the struggle against poverty and banking exclusion. By providing micro-credit, collecting saving and supplying microinsurance, micro finance institutions (MFIs) are renewing the banking activity by practices as innovative as the group lending method. However, the real impacts of the microfinance on target populations are to be confirmed, their evaluation colliding with numerous difficulties. Nevertheless, the future development of micro-finance depends on its superiority over other tools in achieving its objectives. Hence, the need to develop more rigorous studies on the impacts, and mature reflection on sources of funding for MFIs in a context of growing of ethical finance and socially responsible investment.
Authors and Affiliations
Mariam SANGARÉ| Doctorante, IUT de Tarbes – Université Paul Sabatier, Toulouse, LEREPS
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