Investigating Factors Impacting Customer Acceptance of Artificial Intelligence Chatbot: Banking Sector of Kuwait

Abstract

The Purpose: This study investigates the role of Artificial Intelligence- chatbot (AI chatbot) quality and AI chatbot users across various banking needs and its impact on customer acceptance of AI chatbots through the mediating role of perceived usefulness and ease of use. Design/methodology/approach – This quantitative study uses a cross-sectional time dimension. The questionnaire of this study was developed using multiple academic sources. Partial least square structural equation modeling was used to analyze the data, and the SmartPLS 4 software was used for the calculation. Finding - The findings indicated a significant positive direct relationship between AI chatbot quality and acceptance of AI chatbot (path coefficient of 0.138 and p-value of 0.022). At the same time, the direct relationship between the AI-chatbot user and the acceptance of the AI chatbot was insignificant (path coefficient = 0.0.096, and p-value = 0.246). While the results of the indirect relationship reveal that perceived usefulness and ease of use partially mediated the relationship between AI chatbot quality and acceptance of AI chatbots. The perceived usefulness and ease of use fully mediated the relationship between AI chatbot users and acceptance of the AI chatbot. Originality/value – The results of this study developed a framework for banking and other customer-oriented businesses in understanding and developing AI chatbots to address customer needs.

Authors and Affiliations

Wael Abdallah,Arezou Harraf,Osama Mosusa,Abdalmuttaleb Sartawi,

Keywords

Related Articles

Economic Value-Added Creation by Optimizing Capital Structure in Project Finance

Infrastructure Projects are large investment by the public and/or private sector that required enormous financial resource commitment to build physical asset and facilities needed for economic development so that the com...

Personal values, norms and sustainable consumption behaviours of beverage consumers in Central Uganda

This study investigated the relationship between personal values, norms, and sustainable consumption behaviours of beverage consumers in central Uganda. The study employed a correlational design where 400 beverage consum...

Bibliometric Analysis Presenting the Current State of Scientific Research, Evolution and Management of Sustainability

The concept of sustainability has gained attention in academia, business, and policy, driven by concerns about environmental degradation, social inequities, and economic imbalances. This study analyzes scientific researc...

Importance of Customer Loyalty in Telecommunication Sector

Customer loyalty is a serious matter of concern for every business where it measures the customer’s likeliness to give repeat business with a brand or organization. In other words, it is the outcome of a positive exper...

On the Potentials of Artificial Intelligence in Marketing – The Case of Robotic Process Automation

The various applications of AI have not yet led to widespread acceptance in marketing. Nevertheless, AI has enormous potential to fundamentally change the field of marketing with its applications, making the topic highly...

Download PDF file
  • EP ID EP745363
  • DOI -
  • Views 1
  • Downloads 0

How To Cite

Wael Abdallah, Arezou Harraf, Osama Mosusa, Abdalmuttaleb Sartawi, (2023). Investigating Factors Impacting Customer Acceptance of Artificial Intelligence Chatbot: Banking Sector of Kuwait. International Journal of Applied Research in Management and Economics, 5(4), -. https://europub.co.uk/articles/-A-745363