Investment Pattern in Debt Scheme of Mutual Funds – An Analytical Study
Journal Title: International Journal of Engineering, Science and Mathematics - Year 2012, Vol 2, Issue 3
Abstract
A Mutual Fund is a trust that pools together the savings of a number of investors who share a common financial goal. All such investors buy units in a fund that best suit their needs - be it growth in capital, regular returns or safety of capital. Therefore, mutual fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost. For this study, among various mutual fund investors are identified in Coimbatore City. For this purpose the sample respondents have been selected who has been involved in trading activates in Coimbatore City. The most important and basic factor to be decided to select the sampling unit was intended to find out the investment pattern in debt scheme of mutual funds. Therefore the sampling unit during this research was the retail investors. Categories of Retail investors are Govt. Employees, private Employees, Businessmen, Retired people and professionals. Data collected through interview schedule and statistical tools used such as percentage analysis, weighted ranking analysis and Chi-square analysis. The study concludes that debt scheme are suitable for genuine investors as there exists a variety of investors needs depending on objective, expectations and risk taking abilities etc. It is good channel investing and turning it into an investment opportunity as well as for availing tax relief. There is no doubt that the determinant for investing in a mutual fund is the NAV factor. Mutual funds have to focus more on proper pricing, better investor servicing as well as offer handsome returns and to understand the psychology of investors.
Authors and Affiliations
A. Palanisamy, A. Sengottaiyan And G. Palaniappan
Keywords
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