Islamic banking in Pakistan: Challenges and opportunities – A performance based analysis
Journal Title: Islamic Banking and Finance Review (IBFR) - Year 2014, Vol 1, Issue 1
Abstract
This study is being coxed on performance measurement of Islamic Banking sector of Pakistan. The study has intended to show that Islamic banking sector of Pakistan may work at its optimal level if the altogether separate banking regulatory framework is introduced parallel to the conventional. The secondary data based study has been conducted to measure the performance of the Islamic banks while considering various performance based parameters. The parameters have included productive, operational, allocative, distributive, and stabilization efficiency of Islamic Banks. The study only takes the data of the banks to be analyzed for the performance measurement, which are working as full-fledged Islamic banks in Pakistan. This research may help the State Bank of Pakistan (SBP) and policy makers to redesign their Islamic Banking priorities and take initiative to address those particular areas where its attention is actually needed to attract and sustain the level of Islamic Baking in the country. Most of the operational issues of Islamic banking leading to its sustainability and growth will be brought under discussion. First comprehensive study will be conducted on operational issues of Islamic Banking, uncovering the real exposure of future direction.
Authors and Affiliations
M. Mahmood Shah Khan, Farrukh Ijaz
Contemporary literature on Islamic economics: A select classified bibliography of works in English, Arabic and Urdu up to 1975 [Book Review]
Abstract of this book review is not available.
Micro-money and real economic relationship in the 100 percent reserve requirement monetary system
The structure of Islamic transformation into 100 per cent reserve requirement monetary system is explained in terms of the foundational epistemology of the unity of divine knowledge (tawhid). In this, the role of micro-m...
An alternative Islamic mode of finance for SMEs: A case for Bai Salam
Financing and procurement play a vital role for the success of small and medium enterprises (SMEs), but, riba and gharar, commonly used in conventional transactions, are the barriers for the Muslims to get benefit of thi...
Islamic house financing in Pakistan: A demand analysis
his paper analyzes the issue of the nature of demand for house financing offered by Islamic banks in the Pakistan. The paper also identifies the factors that impact demand for house financing offered by Islamic banks. Th...
Performance of Islamic mutual funds: A comparison with conventional mutual funds
Islamic finance industry has been expanded in the last decade and has branched out itself from banking to other financial sectors like Islamic Assets Management and Islamic Insurance Companies. Islamic finance industry g...