Issues in Insurance Expenses among the Lowest Income Households in Malaysia: Validity and Reliability Analyses
Journal Title: International Journal of Academic Research in Business and Social Sciences - Year 2018, Vol 8, Issue 10
Abstract
The purpose of this pilot study is to identify the questionnaire items that should be used in the actual study, regarding insurance expenditures among households with the lowest income group (B40). This study used 30 respondents in answering this questionnaire set. Two statistical tests were done under this study, namely, validity and reliability tests. The validity test was conducted to measure the validity of a questionnaire items using Confirmatory Factor Analysis (CFA). On the other hand, the reliability test was performed to assess the reliability of a coefficient or variable in the questionnaire using Cronbach’s Alpha Analysis. Data analysis process was done to obtain Cronbach Alpha value and correlation index between items and overall score. Items with an alpha value of less than 0.65 would be removed from the study tool, due to their low reliability. The result of the test found that the KMO test and Bartlett's test were greater than 0.5. Consequently, the data suggested no serious multicollinearity problem. Therefore, it was deemed appropriate to undergo factor analysis after dropping some items. Additionally, the assessment revealed that all variables had favorable Alpha Coefficient value of more than 0.7. Overall, based on the analyses, 40 items were retained while 20 items were abolished to improve KMO values. In conclusion, this instrument, with some improvements, can surely be used for future field studies.
Authors and Affiliations
Norimah Binti Rambeli @ Ramli, Emilda Binti Hashim, Maryam Mahdinezhad, Norasibah Binti Abdul Jalil, Asmawi Hashim, Syazwani Binti Mohd. Bakri
Keywords
Related Articles
- EP ID EP574061
- DOI 10.6007/IJARBSS/v8-i10/5305
- Views 64
- Downloads 0
The Post-flood Impacts on Farmers, Agricultural Sector and Food Security in Kelantan
Similar to other countries across the globe, Malaysia experiences climate change and this phenomenon has caused natural disasters such as flood. The objective of this paper is to analyse the perception level toward the i...
Library Marketing and User Satisfaction in Higher Institution
Library marketing strategy is seen as the important activity that should be taken into consideration by the library to improve its image and visibility. To have effective library marketing to library users, it is essenti...
Teacher’s Self-Efficacy: A Systematic Review
The systematic review of self-efficacy has been conducted between the year 2014 to 2018. The review focuses on mainstream teachers and inclusive teachers’ self-efficacy of special needs. Articles that correspond to teach...
The Tendency to Use Sunnah Functional Food among Students in Malaysia
The purpose of this study is to identify the influence of factors that affect the tendency to use sunnah functional foods among students using the Theory of Planned Behaviour (TPB). There are three variables for the TPB...
Examining Coaches’ Perceptions of how Organisational Justice Affects Organisational Support
This study aimed to examine how school volunteer coaches perceived the relationship between four-dimensional of organisational justice (procedural, distributive, interpersonal, and informational justices) and perceived o...