Life Insurance in Republic of Macedonia – Luxury or Necessity
Journal Title: TEM JOURNAL - Year 2014, Vol 3, Issue 2
Abstract
Individual’s life is uncertain and limited, such as are his working life and working ability, therefore life insurance represents a manner of managing with risks which may be expressed through the lack of means for subsistence in a certain period of life or protection of the individual or the members of his family in financial terms. By having a life insurance policy one invests in his own security, protects his loved ones, while saving and planning their own future. Life insurance policy is a long-term solution that combines the safest savings and reliability. There is a tradition of having a life insurance policy in the developed countries, while in the Republic of Macedonia the number of individuals with life insurance is still very small. In this paper we will do a research on the perception of the population in the country regarding the benefits of owning a life insurance policy, limiting factors and measures to increase the contracts on life insurance.
Authors and Affiliations
Gordana Vitanova, Dragica Odzaklieska, Tatjana Spaseska, Kosta Sotiroski
Keywords
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