Liquidity Management and the Performance of Banks in Nigeria (2000-2010)
Journal Title: International Journal of Academic Research in Accounting, Finance and Management Sciences - Year 2016, Vol 6, Issue 1
Abstract
This study examines liquidity management and the performance of banks in Nigeria within the period 2000-2010. It investigates the relationship between the variables of bank performance and those of liquidity management using bank deposit, cash reserve requirement, bank investment, and cash ratio as indicators. Data were mainly collected from CBN’s statistical bulletin. Data were analyzed using simple percentages and simple regression model. Findings indicate that a strong relationship exists between bank deposit and bank reserve requirement, and bank investment and cash ratio. Thus, these finding which has re-echoed results from similar studies re-emphasize the fact that successful operations and survival of banks anchored on efficient and effective liquidity management. Therefore, it is recommended that banks should not concentrate purely on deposits but rather other measures be adopted to reduce liquidity in this sector.
Authors and Affiliations
Francis A. Bassey, Edu G. Tobi, I. Frank Bassey, Raymond Enang Ekwere
Keywords
Related Articles
- EP ID EP122855
- DOI 10.6007/IJARAFMS/v6-i1/1956
- Views 113
- Downloads 0
The Mediating Effect of Employee’s Loyalty in the Relationship Between Empowerment and Employees’ Performance: A Case from Jordanian SMEs
This paper aims at investigating the relationship between empowerment and performance. In addition, the paper examines the mediating effect of employees’ loyalty in this relationship. The current study based on developin...
Effect of Financial Leverage on Financial Performance of Deposit Taking Savings and Credit Co-operative in Kenya
The aim of this study was an attempt to investigate the effect of financial leverage on financial performance of deposit taking Saccos in Kenya. The sample data was extracted from 40 Savings and Credit Co-operative Socie...
The Causality Relationship between Financial Market Indexes and Financial Ratios: Evidence from Amman Stock Exchange
A Study of the Hybrid Recurrent Neural Network Model for Electricity Loads Forecasting
In the electric industry, electricity loads forecasting has become more and more important, because electricity demand quantity is a major determinant factor in electricity supply strategy. Furthermore, accurate regional...
Assessing Financial Openness and Access to Credit Facilities: The Case of Banks in Ho, Ghana