MEKANISME DAN MASALAH PEMBIAYAAN MUDHARABAH PADA KANTOR BANK PANIN DUBAI SYARIAH CABANG MAKASSAR
Journal Title: AL-Mashrafiyah: Jurnal Ekonomi, Keuangan dan Perbankan Syariah - Year 2018, Vol 2, Issue 2
Abstract
The fact that of all the financing available at Panin Dubai Sharia Bank Makassar, Mudharabah financing is the slowest product in the last 5 (five) years. In this article, the focus on Islamic banks' panin products is in line with the spirit of creating a fair profit and loss sharing system in Mudharabah products. The approach used in the research is descriptive qualitative. This approach is used to uncover mechanisms and problems in Mudharabah Financing at Panin Dubai Bank in Makassar. Mudharabah financing constraints are more than the Panin Dubai Syariah Makassar policy which sets high tariffs on Mudharabah financing which makes the range of Mudharabah financing to be among the big entrepreneurs only. Therefore, many people are not touched by Mudharabah financing. The procedure determined by Panin Dubai Syariah Makassar Bank will make it difficult for customers to submit new customers who will start their business activities. Because new entrepreneurs or MSMEs cannot meet the requirements of the requirements set out in the financing procedure. There are also strict rules from the OJK that only sharia business units may be given financing.
Authors and Affiliations
Ismawati Ismawati
Keywords
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- EP ID EP568246
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