MENAKAR PROFITABILITAS BANK SYARIAH INDONESIA (BSI) PASCA MERGER
Journal Title: Tadayun: Jurnal Hukum Ekonomi Syariah - Year 2022, Vol 3, Issue 2
Abstract
The merger of Islamic banks is a strategic step to build the strength of Islamic banking in Indonesia to face competition between Islamic banks and conventional banks. The purpose of this study was to determine the growth rate before and after the BSI merger. This type of research is descriptive qualitative. The analysis technique was carried out by reducing and verifying data. The results of this study indicate that the profitability proxied by Gross Profit Margin (GPM), Return On Assets (ROA), and Return On Equity (ROE) before the merger for 3 (three) banks, namely BRIS, BNIS and BSM have different profitability percentages. Meanwhile, after the merger into Bank Syariah Indonesia, the level of profitability showed a good increase.
Authors and Affiliations
Muhammad Syafaat, Triana Tasya
Keywords
Related Articles
- EP ID EP711814
- DOI https://doi.org/10.24239/tadayun.v3i2.82
- Views 61
- Downloads 0
TINJAUAN HUKUM EKONOMI ISLAM PADA POLA JUAL BELI JAGUNG KUNING (STUDI KASUS DESA MALALA KABUPATEN TOLI-TOLI)
Malala Village is an area in Dondo sub-district, Tolitoli district, where some of the people earn income from farming. One of them is Corn. The results of the corn farming activity are then traded through collectors. In...
IMPLEMENTASI FATWA DEWAN SYARIAH NASIONAL MAJELIS ULAMA INDONESIA (DSN-MUI) NOMOR: 92/DSN-MUI/IV/2014 TERHADAP PEMBIAYAAN PADA PRODUK RAHN (STUDI PADA PEGADAIAN SYARIAH CABANG PALU PLASA)
This study aims to provide knowledge and understanding of the implementation of the National Sharia Council Fatwa of the Indonesian Ulema Council (DSN-MUI) Number: 92 / DSN-MUI / IV / 2014 concerning the financing of rah...
PEMANFAATAN TANAH WAKAF PRODUKTIF: PENDEKATAN PRAKTIS
Productive waqf land management is one of the main concerns in an effort to increase the contribution of waqf in the community economy. This study aims to analyze the utilization of productive waqf land in the form of ri...
SISTEM REWARD PRODUK PT. NATURAL NUSANTARA CABANG PALU TIMUR DITINJAU DALAM HUKUM ISLAM
Hasil Penelitian menunjukan bahwa pertama Sistem Reward Produk PT. Natural Nusantara yang diberikan kepada Mitra- Nya menggunakan aturan dan penentuan poin dalam pemberian Reward untuk memberi motivasi dan semangat agar...
PRAKTIK GHARAR DALAM TRANSAKSI EKONOMI ISLAM: TELAAH TERHADAP KAIDAH FIQHIYAH
One of the legal maxim states that a transaction can be damaged if there are many things that the consequences cannot be known (gharar) before the transaction occurs and it is not damaged if it is small. The author in th...